Retirement Planning – Which is more important, Time or Money?

While the amount of money one contributes to their retirement plan and while the interest rate they earn are important, nothing compares to the “time value” of money and compounding periods.

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Health Care Reform Needed for Retirees during Retirement

The Debate is on for health care reform and especially for those in their retirement years. Let’s face it.  Older people use the “Lion’s Share” of health care in this country… expensive care I might ad.  The debate is “what … Continue reading

Wharton School of Business – Retirement Annuities Increase Retirement Funds Money

According to Wharton School of Business, you can increase your monthly retirement income from  your retirement funds money up to  25% to 40% by using a special type of annuity product with an insurance company as opposed to other retirement … Continue reading

Indexed Annuities May Offer Best Way to Manage 401k during Retirement

Managing 401k money during retirement is a challenge that Indexed Annuities may well offer the best solution. There are two things we know about the market. 1) it will go up 2) It will go down. … Continue reading

Pension Retirement Benfits – Part 4 Solutions for Retirees

Solutions to “shore up” retirement incomes: With all the changes in our economy, investment uncertainty, and bankrupt pension plans, what retirees need is solid solutions to solving their retirement income woes.  Consideration must be give to all possible solutions including … Continue reading

Pension Retirement Benfits – Part 2 Defined Contributions Plans

Defined Contribution Plans: Defined Contribution plans include 401K employer plans, Thrift Savings Plans (TSP) for Federal Employees and Individual Retirement Accounts for Individuals. The significant difference is that these plans do not guarantee the benefit that will be received at … Continue reading